If you have ever been in a car accident, then you know how much it can disrupt your life. Not only can you be seriously injured and end up with a great deal of damage to your car, you can be flooded with medical bills and car repairs. This can get expensive quickly and you may not have the money to pay for it all. While you will probably have an insurance claim for the accident, you can also pursue a legal one as well in an attempt to recover money for damages to you and/or your car. However, it is crucial that you contact a personal injury attorney immediately so as to ensure your statute of limitation does not run through.
What Are KY’s Statutes of Limitations – How Long?
What exactly are statute of limitations though? Statute of limitations are essentially deadlines, meaning you have the amount of time allotted by the statute of limitations to pursue legal action (i.e. file a lawsuit). For example, if you are in a car accident and are injured, the statute of limitations in Kentucky to file a personal injury lawsuit is two years from the date of the accident or two years from the last Personal Injury Protection (PIP) benefit that was paid out.
It is important to keep in mind though that legal claims each have different statute of limitations. While you have two years from either the date of the auto accident or the date of the last PIP benefit payment, if you want to pursue a legal claim for damages to your car, then you only have two years from the date of the accident to file suit. You could potentially pursue two different legal claims: one for personal injuries and one diminished value claim for your car. Just remember you have two years only from the date of the accident to pursue a property damage lawsuit.*
Be Smart! Contact An Attorney
All in all, if you are involved in an auto accident, it is most beneficial to you to contact a personal injury attorney right away, even if you haven’t thought about filing suit. They can provide you with advice on how to proceed to the next step and if you decide to file suit they can start working on it right away. By talking to an attorney following your accident you can take the situation into your own hands and ensure your statute of limitations doesn’t run through.
*filing suit for either property damage or diminished value without filing suit for personal injury, or vice a versa at the same time may result in being barred from bringing the other claim later. But this goes beyond the scope of a statute of limitations blog.
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